Lending Disclosures

Gigi Money Limited is licensed and regulated. These disclosures summarise the cost, terms, risks and your recourse for our products.

Representative example

Assign 6 months of rent at KES 250,000/month (gross future rent KES 1,500,000). We apply a discount of KES 135,000. You receive KES 1,365,000 today — a total cost of 9.0% over 6 months. Illustrative; your rate depends on the verified rent and tenancy.

Key risks

Future rent you bring forward is committed — you will not receive it again during the assigned period.
If a tenant defaults, the recovery process in your agreement applies.
For secured credit, missed repayments can affect your equity and be reported to credit bureaus.

Complaints & recourse

Email complaints@gigi.money first. Unresolved credit complaints can be escalated to the Central Bank of Kenya (centralbank.go.ke); data concerns to the ODPC (odpc.go.ke). Enable JavaScript to read the full disclosures.