Get 24 months' advance of future rent from your properties.
Gigi Money helps Kenyan property owners put their rent to work. Turn your future rent into immediate cash — it's not a loan, there's no mortgage and it's 100% digital. Ownership is verified via Ardhi Sasa and funds are disbursed to M-Pesa or your bank.
Our offerings
- Rent advance — Get up to 24 months of future rent as cash today. No new debt, no mortgage, 100% digital and disbursed to M-Pesa within minutes.
- Rent guarantee — Your tenant pays a small monthly fee instead of a deposit and your rent is paid on schedule every month. If a tenant falls behind, Gigi Money handles recovery.
- HELOC — Release your property equity as a revolving line of credit, serviced by a verified rent roll. Draw down when you need and repay from collected rent.
- Credit card — A credit card backed by your property equity. Limits up to KES 6M, a low rate and cash back on every spend, serviced by a verified rent roll.
How it works
- Simulate — tell us a little about your rent and see what you could unlock in under a minute.
- Verify — we confirm your title with Ardhi Sasa and review your rent roll, usually within a day or two.
- Get paid — once approved, the money goes to M-Pesa or your bank, usually within 15 minutes, repaid from the rent you collect.
Built to be trusted: licensed and regulated, registered with the ODPC for data protection, and serviced transparently with every fee shown before you agree.
Key facts
- Gigi Money is a financial-technology company serving Kenyan property owners.
- Products: rent advance (up to 24 months of future rent), rent guarantee, property HELOC, and a home-equity credit card.
- Currency: Kenyan Shilling (KES). Funds disbursed to M-Pesa or bank, usually within 15 minutes.
- Ownership verified via Ardhi Sasa; lending serviced by a verified rent roll.
- A rent advance is not a loan and requires no mortgage or property transfer.
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