/* site.css — Gigi Money marketing site.
   Restyled to the Starling-Bank visual language: teal primary, deep-navy ink,
   vivid purple accent word, warm cream canvas, bold rounded headlines.
   Tokens come from the design system (styles.css); overridden at the foot of this file. */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700;800&display=swap');

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
/* Offset anchor deeplinks (#partner, #prequalify, #waitlist…) so the target
   clears the 68px sticky nav instead of hiding beneath it. */
section[id], [id].block { scroll-margin-top: 88px; }
html, body { margin: 0; overflow-x: clip; }
body {
  background: var(--sand);
  font-family: var(--ff);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  line-height: 1.5;
}
a { color: inherit; text-decoration: none; }
::selection { background: var(--accent); color: var(--accent-ink); }

/* generous centered measure, Stripe-ish */
.wrap { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 32px; }
@media (max-width: 640px) { .wrap { padding: 0 20px; } }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--ink-3);
}
.eyebrow .dot { display: none; }
/*.eyebrow .dot { width: 7px; height: 7px; border-radius: 999px; background: var(--accent); }*/
.eyebrow.on-dark { color: rgba(255,255,255,.62); }

/* ─────────────────────────────  NAV  ───────────────────────────── */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in srgb, var(--sand) 88%, transparent);
  backdrop-filter: saturate(140%) blur(10px);
  border-bottom: 1px solid transparent;
  transition: border-color .25s, background .25s;
}
.nav.scrolled { border-bottom-color: var(--line); background: color-mix(in srgb, var(--sand) 95%, transparent); }
.nav-inner { display: flex; align-items: center; gap: 28px; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; flex-shrink: 0; }
.brand .mark { width: 32px; height: 32px; border-radius: 9px; background: var(--accent-ink); color: var(--pill-ink); display: grid; place-items: center; }
.brand-row { display: inline-flex; align-items: center; gap: 6px; }
.brand .word { font-family: var(--fd); font-weight: 700; font-size: 19px; letter-spacing: -.01em; }
.brand .sub { font-size: 13px; color: var(--ink-3); font-weight: 600; }
.brand .div { width: 2px; height: 16px; background: var(--line); }
/* tiny pronunciation respelling, inline beside the wordmark (no logo lift) */
.brand-say { font-size: 11px; font-style: italic; font-weight: 600; letter-spacing: .02em; color: var(--ink-3); opacity: 0.5 }
/*@media (max-width: 600px) { .brand-say { display: none; } }*/

.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-links a {
  position: relative; padding: 8px 13px; border-radius: 999px;
  font-size: 14.5px; font-weight: 600; color: var(--ink-2);
  transition: color .15s, background .15s;
}
.nav-links a:hover { color: var(--ink); background: var(--surface-2); }
.nav-links a.active { color: var(--ink); font-weight: 700; }
.nav-links a.active::after, .off-trigger.active::after {
  content: ""; position: absolute; left: 50%; bottom: 1px; transform: translateX(-50%);
  width: 5px; height: 5px; border-radius: 999px; background: var(--accent);
}

/* offerings dropdown */
.offerings { position: relative; }
.off-trigger {
  position: relative; display: inline-flex; align-items: center; gap: 5px;
  padding: 8px 13px; border-radius: 999px; border: none; background: none; cursor: pointer;
  font-family: var(--ff); font-size: 14.5px; font-weight: 600; color: var(--ink-2);
  transition: color .15s, background .15s;
}
.off-trigger:hover, .offerings.open .off-trigger { color: var(--ink); background: var(--surface-2); }
.off-trigger.active { color: var(--ink); font-weight: 700; }
.off-trigger svg { transition: transform .18s var(--ease-out, ease); }
.offerings.open .off-trigger svg { transform: rotate(180deg); }

.off-panel {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(-6px);
  width: 460px; background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--r-lg); box-shadow: var(--shadow-md); padding: 10px;
  opacity: 1; visibility: hidden; pointer-events: none;
  transition: transform .16s var(--ease-out, ease), visibility 0s linear .16s;
  z-index: 60;
}
.offerings.open .off-panel { visibility: visible; pointer-events: auto; transform: translateX(-50%) translateY(0); transition: transform .16s var(--ease-out, ease), visibility 0s linear 0s; }
.off-panel::before { content: ""; position: absolute; top: -10px; left: 0; right: 0; height: 10px; }
.off-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; }
.off-grid a {
  display: flex; align-items: center; gap: 12px; padding: 12px; border-radius: var(--r-md);
  transition: background .14s;
}
.off-grid a:hover { background: var(--surface-2); }
.off-grid a.cur { background: var(--surface-2); }
.off-grid a .oi { width: 38px; height: 38px; border-radius: 11px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; flex-shrink: 0; }
.off-grid a:hover .oi, .off-grid a.cur .oi { background: var(--accent-ink); color: var(--accent); }
.off-grid a .ot { display: flex; flex-direction: column; min-width: 0; }
.off-grid a .otn { font-family: var(--fd); font-weight: 700; font-size: 14.5px; letter-spacing: -.01em; }
.off-grid a .ots { font-size: 11.5px; color: var(--ink-3); margin-top: 1px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.off-foot {
  display: flex; align-items: center; justify-content: space-between; gap: 8px; white-space: nowrap;
  margin-top: 6px; padding: 12px 14px; border-radius: var(--r-md); background: var(--surface-2);
  font-weight: 700; font-size: 13.5px; color: var(--ink); transition: background .14s;
}
.off-foot:hover { background: var(--sand-2); }
.nav-cta { margin-left: auto; display: flex; align-items: center; gap: 10px; flex-shrink: 0; }

/* buttons (marketing) */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--ff); font-size: 14.5px; font-weight: 700; line-height: 1;
  padding: 12px 20px; border-radius: 999px; border: 1.5px solid transparent;
  cursor: pointer; transition: transform .1s, opacity .15s, background .15s, border-color .15s, color .15s;
  white-space: nowrap; -webkit-tap-highlight-color: transparent;
}
.btn:active { transform: scale(.975); }
.btn-pill { background: var(--pill); color: var(--pill-ink); }
.btn-pill:hover { opacity: .9; }
.btn-accent { background: var(--accent); color: var(--accent-ink); }
.btn-accent:hover { background: var(--accent-press); }
.btn-ghost { background: transparent; color: var(--ink); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--ink-3); background: var(--surface); }
.btn-lg { padding: 15px 26px; font-size: 15.5px; }
.btn-light { background: var(--surface); color: var(--ink); }
.btn-light:hover { background: var(--surface-2); }
.btn .ico { display: grid; place-items: center; }

.nav-mobile { display: none; margin-left: auto; }
@media (max-width: 1024px) {
  .nav-links, .nav-cta .partner-link { display: none; }
}
/*@media (max-width: 560px) {*/
/*  .brand .sub, .brand .div { display: none; }*/
/*}*/

/* mobile hamburger + panel */
.nav-burger { display: none; margin-left: 14px; width: 44px; height: 44px; flex-shrink: 0; border: 1.5px solid var(--line); background: var(--surface); color: var(--ink); border-radius: 12px; cursor: pointer; place-items: center; }
.nav-burger:active { transform: scale(.96); }
@media (max-width: 1024px) {
  .nav-burger { display: grid; }
  .nav-cta .btn-pill { display: none; }
}
/* While the mobile menu is open the body is scroll-locked (overflow:hidden),
   which would break the nav's position:sticky and let it scroll out of view.
   Pin it to the viewport with position:fixed so it stays at the top. */
body.nav-open .nav { position: fixed; top: 0; left: 0; right: 0; }
.nav-mobile-panel { position: fixed; inset: 68px 0 0; background: rgba(20,22,12,.4); backdrop-filter: blur(3px); opacity: 0; visibility: hidden; transition: opacity .2s, visibility 0s linear .2s; z-index: 49; }
.nav-mobile-panel.open { opacity: 1; visibility: visible; transition: opacity .2s; }
.nmp-inner { background: var(--sand); padding: 22px 28px 30px; box-shadow: var(--shadow-md); transform: translateY(-12px); transition: transform .2s var(--ease-out, ease); max-height: calc(100vh - 68px); overflow-y: auto; }
.nav-mobile-panel.open .nmp-inner { transform: translateY(0); }
.nmp-label { font-size: 11px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-3); margin: 18px 0 4px; }
.nmp-label:first-child { margin-top: 4px; }
.nmp-inner > a { display: block; padding: 13px 0; font-family: var(--fd); font-weight: 600; font-size: 19px; letter-spacing: -.01em; color: var(--ink); border-bottom: 1px solid var(--line); }
.nmp-inner > a.cur { color: var(--go); }
.nmp-acts { display: flex; flex-direction: column; gap: 10px; margin-top: 22px; }
.nmp-acts .btn { width: 100%; }

/* ─────────────────────────────  HERO  ───────────────────────────── */
.hero { padding: 64px 0 28px; }
.hero-grid { display: grid; grid-template-columns: 1.06fr .94fr; gap: 56px; align-items: center; }
@media (max-width: 940px) { .hero-grid { grid-template-columns: 1fr; gap: 44px; } }
/* let grid tracks shrink below content min-size so the card/inputs can't blow the row wider than the viewport on small screens */
.hero-grid > *, .phero-grid > * { min-width: 0; }

.hero h1 {
  font-family: var(--fd); font-weight: 700; letter-spacing: -.025em;
  font-size: clamp(34px, 4.4vw, 56px); line-height: 1.06; margin: 20px 0 0;
  text-wrap: balance;
}
.hl { color: var(--accent-ink); background: var(--accent); padding: 0 .14em; border-radius: 8px; box-decoration-break: clone; -webkit-box-decoration-break: clone; }
.hero .lede { margin: 22px 0 0; font-size: 19px; line-height: 1.55; color: var(--ink-2); max-width: 30em; }

/* amount input */
.amount {
  display: flex; align-items: center; margin-top: 30px; max-width: 460px;
  background: var(--surface); border: 1.5px solid var(--line);
  border-radius: 999px; padding: 6px 6px 6px 22px; box-shadow: var(--shadow);
  transition: border-color .15s, box-shadow .15s;
}
.amount:focus-within { border-color: var(--ink); box-shadow: var(--shadow-md); }
.amount .cur { font-family: var(--fm); font-size: 14px; color: var(--ink-3); margin-right: 8px; }
.amount input {
  flex: 1; border: none; outline: none; background: none; min-width: 0;
  font-family: var(--fd); font-size: 18px; color: var(--ink); letter-spacing: -.01em;
}
.amount input::placeholder { color: var(--ink-3); font-family: var(--ff); font-size: 15.5px; letter-spacing: 0; }
.amount .go {
  width: 46px; height: 46px; flex-shrink: 0; border: none; cursor: pointer;
  border-radius: 999px; background: var(--accent-ink); color: var(--accent);
  display: grid; place-items: center; transition: transform .1s, background .15s;
}
.amount .go:hover { background: #000; }
.amount .go:active { transform: scale(.93); }

/* trust row */
.trust { display: flex; flex-wrap: wrap; gap: 22px; margin-top: 26px; }
.trust .item { display: flex; align-items: center; gap: 9px; font-size: 13.5px; font-weight: 600; color: var(--ink-2); }
.trust .item .chip { width: 26px; height: 26px; border-radius: 8px; background: var(--surface-2); color: var(--go); display: grid; place-items: center; }
.partner-line { margin-top: 30px; font-size: 14.5px; color: var(--ink-2); }
.partner-line a { color: var(--ink); font-weight: 700; border-bottom: 1.5px solid var(--accent); padding-bottom: 1px; }

/* ── hero visual: floating dark preview card ── */
.hero-visual { position: relative; min-height: 420px; }
@media (max-width: 940px) { .hero-visual { min-height: 380px; max-width: 460px; } }

.preview {
  position: relative; z-index: 2;
  background: var(--accent-ink); color: #fff; border-radius: 22px;
  padding: 28px; box-shadow: var(--shadow-md); overflow: hidden;
}
.preview .glow {
  position: absolute; right: -70px; top: -90px; width: 280px; height: 280px; border-radius: 999px;
  background: radial-gradient(circle, rgba(200,218,63,.20), transparent 68%); pointer-events: none;
}
.preview .pv-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.preview .pv-prop { display: flex; align-items: center; gap: 10px; min-width: 0; flex: 1; }
.preview .pv-prop > div { min-width: 0; }
.preview .pv-prop .nm, .preview .pv-prop .ad { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.preview .pv-badge { flex-shrink: 0; }
.preview .pv-prop .ic { width: 38px; height: 38px; border-radius: 11px; background: rgba(255,255,255,.08); color: var(--accent); display: grid; place-items: center; }
.preview .pv-prop .nm { font-weight: 700; font-size: 14.5px; }
.preview .pv-prop .ad { font-size: 12px; color: rgba(255,255,255,.5); }
.preview .pv-badge { font-size: 11px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: var(--accent-ink); background: var(--accent); padding: 5px 10px; border-radius: 999px; }
.preview .pv-label { margin-top: 26px; font-size: 12.5px; color: var(--pill-ink); font-weight: 600; }
.preview .pv-amt { font-family: var(--fd); font-size: 44px; font-weight: 700; letter-spacing: -.02em; margin-top: 4px; font-feature-settings: "tnum"; }
@media (max-width: 400px) { .preview .pv-amt { font-size: 34px; } }
.preview .pv-sub { font-size: 12.5px; color: rgba(255,255,255,.55); margin-top: 2px; }
.preview .pv-bar { height: 7px; border-radius: 999px; background: rgba(255,255,255,.12); margin-top: 22px; overflow: hidden; }
.preview .pv-bar > i { display: block; height: 100%; width: 62%; border-radius: 999px; background: var(--accent); }
.preview .pv-rows { margin-top: 18px; display: flex; flex-direction: column; gap: 11px; }
.preview .pv-row { display: flex; align-items: center; justify-content: space-between; font-size: 13px; }
.preview .pv-row .k { color: rgba(255,255,255,.6); }
.preview .pv-row .v { font-family: var(--fm); font-size: 12.5px; color: #fff; }

/* small floating chips around the card */
.float {
  position: absolute; z-index: 3; display: flex; align-items: center; gap: 10px;
  background: var(--surface); color: var(--ink); border-radius: 14px;
  padding: 12px 15px; box-shadow: var(--shadow-md); font-size: 13px; font-weight: 600;
  animation: floatUp .6s var(--ease-out, cubic-bezier(.2,.8,.2,1)) both;
}
.float .fic { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; }
.float .ft { line-height: 1.25; }
.float .ft small { display: block; font-weight: 500; color: var(--ink-3); font-size: 11.5px; }
.float-a { top: -18px; right: 24px; }
.float-b { bottom: -18px; left: 24px; }
@media (max-width: 940px) {
  .float-a { right: 16px; }
  .float-b { left: 16px; }
  .float { max-width: calc(100% - 32px); }
}
@media (max-width: 460px) {
  .float { padding: 9px 12px; font-size: 12px; gap: 8px; max-width: calc(100% - 28px); }
  .float .fic { width: 26px; height: 26px; flex-shrink: 0; }
  .float .ft small { font-size: 10.5px; }
  .float-a { top: -14px; right: 14px; }
  .float-b { bottom: -14px; left: 14px; }
}
@keyframes floatUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .float { animation: none; } }

/* ─────────────────────────────  LOGOS / STRIP  ───────────────────── */
.strip { padding: 26px 0 8px; }
.strip .row { display: flex; align-items: center; flex-wrap: wrap; gap: 14px 34px; }
.strip .lbl { font-size: 12.5px; font-weight: 600; color: var(--ink-3); }
.strip .item { display: flex; align-items: center; gap: 8px; font-weight: 700; font-size: 14.5px; color: var(--ink-2); }
.strip .item .d { width: 6px; height: 6px; border-radius: 999px; background: var(--ink-3); opacity: .5; }

/* ─────────────────────────────  SECTIONS  ───────────────────────── */
section.block { padding: 76px 0; }
.sec-head { max-width: 640px; margin-bottom: 2rem;}
.sec-head.center { margin: 0 auto; text-align: center; }
.sec-head h2 {
  font-family: var(--fd); font-weight: 700; letter-spacing: -.02em;
  font-size: clamp(28px, 3.4vw, 40px); line-height: 1.08; margin: 14px 0 0; text-wrap: balance;
}
.sec-head p { margin: 14px 0 0; font-size: 17px; line-height: 1.55; color: var(--ink-2); }

/* simulate card */
.sim-shell { background: var(--surface); border-radius: 22px; box-shadow: var(--shadow); padding: 38px; max-width: 560px; margin: 34px auto 0; }
.sim-shell .sl { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-3); margin-bottom: 16px; }

/* how it works — numbered steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 46px; }
@media (max-width: 820px) { .steps { grid-template-columns: 1fr; gap: 16px; } }
.step {
  background: var(--surface); border-radius: 18px; padding: 30px 28px; box-shadow: var(--shadow);
  display: flex; flex-direction: column; gap: 12px; min-height: 230px;
  border: 1px solid var(--line-2);
}
.step .num { font-family: var(--fd); font-weight: 700; font-size: 15px; color: var(--ink-3); display: flex; align-items: center; gap: 10px; }
.step .num .ic { width: 40px; height: 40px; border-radius: 12px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; }
.step h3 { font-family: var(--fd); font-size: 21px; font-weight: 700; margin: 6px 0 0; letter-spacing: -.01em; }
.step p { margin: 0; font-size: 14.5px; line-height: 1.55; color: var(--ink-2); flex: 1; }
.step .lk { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: 14px; color: var(--ink); }
.step .lk:hover { color: var(--go); }

/* ─────────────────────────────  PRODUCTS GRID  ──────────────────── */
.prod-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 46px; }
@media (max-width: 760px) { .prod-grid { grid-template-columns: 1fr; } }

.pcard {
  display: flex; flex-direction: column; gap: 16px; min-height: 220px;
  background: var(--surface); border-radius: 18px; padding: 28px;
  box-shadow: var(--shadow); border: 1px solid var(--line-2);
  transition: transform .16s var(--ease-out, ease), box-shadow .16s;
}
.pcard:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.pcard .pc-top { display: flex; align-items: flex-start; justify-content: space-between; }
.pcard .pc-ic { width: 50px; height: 50px; border-radius: 14px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; }
.pcard .pc-n { font-family: var(--fm); font-size: 12.5px; color: var(--ink-3); }
.pcard .pc-for { font-size: 11px; font-weight: 700; letter-spacing: .05em; text-transform: uppercase; color: var(--go); }
.pcard h3 { font-family: var(--fd); font-size: 23px; font-weight: 700; margin: 7px 0 8px; letter-spacing: -.01em; }
.pcard .pc-body { font-size: 14.5px; line-height: 1.55; color: var(--ink-2); flex: 1; }
.pcard .pc-go { display: inline-flex; align-items: center; gap: 7px; font-weight: 700; font-size: 14.5px; color: var(--ink); }
.pcard:hover .pc-go { gap: 11px; }
.pcard .pc-go { transition: gap .16s; }

/* featured product card (rent advance) */
.pcard.feat { grid-column: 1 / -1; flex-direction: row; align-items: stretch; gap: 36px; padding: 0; overflow: hidden; background: var(--accent-ink); color: #fff; border: none; }
.pcard.feat:hover { transform: translateY(-3px); }
.pcard.feat .fl { flex: 1; padding: 34px 0 34px 34px; display: flex; flex-direction: column; }
.pcard.feat .fr { position: relative; width: 42%; min-width: 280px; background: rgba(255,255,255,.04); border-left: 1px solid rgba(255,255,255,.08); padding: 34px; display: flex; flex-direction: column; justify-content: center; gap: 8px; overflow: hidden; }
@media (max-width: 760px) { .pcard.feat { flex-direction: column; } .pcard.feat .fr { width: auto; border-left: none; border-top: 1px solid rgba(255,255,255,.08); } .pcard.feat .fl { padding: 30px 28px 0; } }
.pcard.feat .pc-ic { background: rgba(255,255,255,.08); color: var(--accent); }
.pcard.feat h3 { color: #fff; font-size: 28px; }
.pcard.feat .pc-body { color: rgba(255,255,255,.66); max-width: 30em; }
.pcard.feat .pc-go { color: var(--accent); margin-top: 18px; }
.pcard.feat .pc-for { color: var(--accent); }
.pcard.feat .pc-n { color: rgba(255,255,255,.4); }
.pcard.feat .fr .glow { position: absolute; right: -60px; top: -60px; width: 220px; height: 220px; border-radius: 999px; background: radial-gradient(circle, rgba(200,218,63,.18), transparent 68%); }
.feat-stat .k { font-size: 12.5px; color: var(--pill-ink); font-weight: 600; }
.feat-stat .v { font-family: var(--fd); font-size: 40px; font-weight: 700; letter-spacing: -.02em; line-height: 1.05; margin-top: 4px; }
.feat-stat .s { font-size: 12.5px; color: rgba(255,255,255,.55); margin-top: 4px; }

/* ─────────────────────────────  CLOSING CTA  ────────────────────── */
.cta-band { position: relative; overflow: hidden; background: var(--accent-ink); color: #fff; border-radius: 26px; padding: 56px 34px; display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.cta-band .glow { position: absolute; left: -80px; bottom: -120px; width: 360px; height: 360px; border-radius: 999px; background: radial-gradient(circle, rgba(200,218,63,.16), transparent 68%); }
.cta-band h2 { position: relative; font-family: var(--fd); font-weight: 700; font-size: clamp(26px, 3vw, 38px); letter-spacing: -.02em; margin: 0; max-width: 16em; line-height: 1.1; }
.cta-band p { position: relative; margin: 12px 0 0; color: rgba(255,255,255,.6); font-size: 16px; }
.cta-band .acts { position: relative; display: flex; gap: 12px; flex-wrap: wrap; }

/* ─────────────────────────────  FOOTER  ─────────────────────────── */
.footer { border-top: 1px solid var(--line); padding: 56px 0 40px; margin-top: 20px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
@media (max-width: 760px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px 28px; }
  .footer .about { grid-column: 1 / -1; max-width: none; }
  .footer .about p { max-width: 42em; }
}
.footer .col h5 { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-3); margin: 0 0 14px; }
.footer .col a { display: block; font-size: 14.5px; color: var(--ink-2); padding: 5px 0; }
.footer .col a:hover { color: var(--ink); }
.footer .about { max-width: 26em; }
.footer .about p { font-size: 13.5px; color: var(--ink-2); line-height: 1.6; margin: 14px 0 0; }
.footer .col a.footer-email { display: inline-flex; align-items: center; gap: 8px; margin-top: 16px; padding: 0; font-size: 14px; font-weight: 600; color: var(--ink-2); }
.footer .col a.footer-email svg { display: block; flex-shrink: 0; }
.footer .col a.footer-email:hover { color: var(--ink); }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--line); }
.footer-bottom .secured { display: flex; align-items: center; gap: 9px; font-size: 13px; color: var(--ink-3); font-weight: 600; }
.footer-bottom .secured b { color: var(--ink-2); }
.footer-bottom .fine { font-size: 12.5px; color: var(--ink-3); }

/* disclaimer block */
.disclaimer { font-size: 12.5px; line-height: 1.65; color: var(--ink-3); max-width: 60em; margin: 34px auto 0; text-align: center; }

/* ─────────────────────────  PRODUCT PAGE HERO  ──────────────────── */
.phero { padding: 56px 0 20px; }
.phero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 52px; align-items: center; }
@media (max-width: 940px) { .phero-grid { grid-template-columns: 1fr; gap: 40px; } }
.phero h1 { font-family: var(--fd); font-weight: 700; letter-spacing: -.025em; font-size: clamp(36px, 4.6vw, 56px); line-height: 1.06; margin: 18px 0 0; text-wrap: balance; }
.phero .lede { margin: 20px 0 0; font-size: 18px; line-height: 1.55; color: var(--ink-2); max-width: 32em; }
.phero .acts { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 30px; }

/* spec list (how it works / terms) */
.spec { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 44px; }
@media (max-width: 720px) { .spec { grid-template-columns: 1fr; } }
.spec .row { background: var(--surface); border: 1px solid var(--line-2); border-radius: 14px; padding: 20px 22px; box-shadow: var(--shadow); }
.spec .row .k { font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-3); }
.spec .row .v { font-family: var(--fd); font-size: 18px; font-weight: 600; margin-top: 6px; letter-spacing: -.01em; }

/* apply section */
.apply-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 30px; align-items: start; margin-top: 44px; }
@media (max-width: 860px) { .apply-grid { grid-template-columns: 1fr; } }
.apply-card { background: var(--surface); border-radius: 20px; box-shadow: var(--shadow); padding: 32px; }
.apply-card .sl { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-3); margin-bottom: 18px; }
.aside { display: flex; flex-direction: column; gap: 16px; }
.aside .info { background: var(--surface-2); border-radius: 16px; padding: 22px 24px; }
.aside .info h4 { font-family: var(--fd); font-size: 17px; font-weight: 700; margin: 0 0 8px; }
.aside .info p { margin: 0; font-size: 14px; line-height: 1.6; color: var(--ink-2); }
.aside .note { display: flex; gap: 12px; background: var(--surface); border: 1px solid var(--line-2); border-radius: 16px; padding: 20px 22px; }
.aside .note .nic { color: var(--ink-3); flex-shrink: 0; margin-top: 1px; }
.aside .note p { margin: 0; font-size: 13.5px; line-height: 1.6; color: var(--ink-2); }

/* other offerings */
.cross { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 44px; }
@media (max-width: 820px) { .cross { grid-template-columns: 1fr; } }
.cross a {
  display: flex; align-items: center; gap: 16px; background: var(--surface); border: 1px solid var(--line-2);
  border-radius: 16px; padding: 22px; box-shadow: var(--shadow); transition: transform .16s, box-shadow .16s;
}
.cross a:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.cross a .ci { width: 44px; height: 44px; border-radius: 12px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; flex-shrink: 0; }
.cross a .ct { font-family: var(--fd); font-weight: 700; font-size: 16px; }
.cross a .cs { font-size: 12.5px; color: var(--ink-2); margin-top: 2px; }

/* credit-card mockup (iconographic, not photographic) */
.cardmock-wrap { position: relative; width: 100%; max-width: 470px; }
.cardmock { position: relative; z-index: 2; aspect-ratio: 1.586; width: 100%; border-radius: 16px; background: linear-gradient(150deg, #22E3CA 0%, #12C7AE 100%); box-shadow: var(--shadow-md); padding: 30px; color: var(--accent-ink); display: flex; flex-direction: column; justify-content: space-between; overflow: hidden; }
.cardmock .glow { position: absolute; right: -50px; top: -60px; width: 220px; height: 220px; border-radius: 999px; background: radial-gradient(circle, rgba(255,255,255,.28), transparent 66%); }
.cardmock .cm-top { display: flex; align-items: center; justify-content: space-between; position: relative; }
.cardmock .cm-brand { display: flex; align-items: center; gap: 9px; font-family: var(--fd); font-weight: 700; font-size: 17px; }
.cardmock .cm-brand .m { width: 28px; height: 28px; border-radius: 8px; background: var(--accent-ink); color: var(--accent); display: grid; place-items: center; }
.cardmock .cm-chip { width: 40px; height: 30px; border-radius: 7px; background: linear-gradient(135deg, #F0D386, #D9B45C); position: relative; }
.cardmock .cm-num { font-family: var(--fm); font-size: 17px; letter-spacing: .12em; color: rgba(27,26,56,.85); position: relative; }
.cardmock .cm-bottom { display: flex; align-items: flex-end; justify-content: space-between; position: relative; }
.cardmock .cm-bottom .k { font-size: 9.5px; letter-spacing: .14em; text-transform: uppercase; color: rgba(27,26,56,.6); }
.cardmock .cm-bottom .v { font-size: 13px; font-weight: 600; margin-top: 3px; color: var(--accent-ink); }
.cardmock .cm-access { position: relative; }
.cardmock .cm-access-k { font-size: 9.5px; letter-spacing: .14em; text-transform: uppercase; color: rgba(27,26,56,.65); }
.cardmock .cm-access-v { font-family: var(--fd); font-size: 30px; font-weight: 700; letter-spacing: -.02em; margin-top: 4px; font-feature-settings: "tnum"; }

/* ring (heloc visual) */
.ringwrap { position: relative; z-index: 2; background: var(--accent-ink); color: #fff; border-radius: 22px; padding: 32px; box-shadow: var(--shadow-md); overflow: hidden; display: flex; align-items: center; gap: 26px; }
.ringwrap .glow { position: absolute; right: -60px; top: -70px; width: 230px; height: 230px; border-radius: 999px; background: radial-gradient(circle, rgba(200,218,63,.18), transparent 68%); }
.ringwrap .rt .k { font-size: 12.5px; color: var(--pill-ink); font-weight: 600; }
.ringwrap .rt .v { font-family: var(--fd); font-size: 34px; font-weight: 700; letter-spacing: -.02em; margin-top: 4px; }
.ringwrap .rt .s { font-size: 12.5px; color: rgba(255,255,255,.55); margin-top: 4px; }
.ringwrap .rows { margin-top: 16px; display: flex; flex-direction: column; gap: 9px; }
.ringwrap .rows .r { display: flex; justify-content: space-between; font-size: 12.5px; }
.ringwrap .rows .r .a { color: rgba(255,255,255,.6); }
.ringwrap .rows .r .b { font-family: var(--fm); color: #fff; }

/* ───────────────────────  COMPARE / RATES CHART  ────────────────── */
.compare-grid { display: grid; grid-template-columns: .92fr 1.08fr; gap: 56px; align-items: center; }
@media (max-width: 940px) { .compare-grid { grid-template-columns: 1fr; gap: 44px; } }
.compare-grid .sec-head h2 { margin-top: 14px; }
.chart { position: relative; padding-right: 52px; }
.chart .plot { position: relative; height: 250px; border-bottom: 2px solid var(--ink); }
.chart .gridline { position: absolute; left: 0; right: 0; border-top: 1px dashed var(--line-2); }
.chart .gridline > span { position: absolute; right: -52px; top: -9px; width: 46px; font-family: var(--fm); font-size: 11.5px; color: var(--ink-3); }
.chart .bars { position: absolute; inset: 0; display: flex; align-items: flex-end; gap: 6%; padding: 0 5%; }
.chart .barcol { flex: 1; height: 100%; display: flex; flex-direction: column; justify-content: flex-end; align-items: center; position: relative; }
.chart .bar { width: 100%; border-radius: 9px 9px 0 0; min-height: 14px; transition: height .5s var(--ease-out, ease); }
.chart .bar.win  { background: var(--accent); }
.chart .bar.mid  { background: #D6D4C8; }
.chart .bar.high { background: #BBBCAD; }
.chart .barcol .vtag { margin-bottom: 8px; font-family: var(--fd); font-weight: 700; font-size: 15px; color: var(--ink); }
.chart .barcol.win .vtag { color: var(--go); }
.chart .logo-chip {
  margin-bottom: 10px;
  display: flex; align-items: center; gap: 7px; background: var(--surface); border: 1px solid var(--line);
  border-radius: 999px; padding: 6px 12px 6px 7px; box-shadow: var(--shadow); white-space: nowrap;
}
.chart .logo-chip .m { width: 22px; height: 22px; border-radius: 6px; background: var(--accent-ink); color: var(--pill-ink); display: grid; place-items: center; }
.chart .logo-chip span { font-family: var(--fd); font-weight: 700; font-size: 13px; }
.chart .xlabels { display: flex; align-items: flex-start; gap: 6%; padding: 16px 0 0; }
.chart .xlabels .pill { flex: 1; text-align: center; padding: 9px 8px; font-size: 12.5px; font-weight: 600; color: var(--ink-2); }
.chart .xlabels .pill.win { color: var(--ink); }
.chart-foot { margin-top: 22px; font-style: italic; font-size: 13px; color: var(--ink-3); }

/* ──────────────────────────  BENEFITS  ──────────────────────────── */
.benefits-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 940px) { .benefits-grid { grid-template-columns: 1fr; gap: 40px; } }
.ben-intro { font-family: var(--fd); font-size: clamp(22px, 2.4vw, 28px); font-weight: 700; letter-spacing: -.01em; line-height: 1.2; text-wrap: balance; }
.ben-list { margin-top: 26px; }
.ben-item { padding: 22px 0; border-bottom: 1px solid var(--line); cursor: pointer; }
.ben-item:first-child { padding-top: 6px; }
.ben-item h3 { font-family: var(--fd); font-size: 23px; font-weight: 700; margin: 0; letter-spacing: -.01em; color: var(--ink); transition: color .2s; }
.ben-item.active h3 { color: var(--go); }
.ben-item p { margin: 10px 0 0; font-size: 14.5px; line-height: 1.6; color: var(--ink-2); }
.ben-item .ul { height: 3px; border-radius: 2px; background: var(--line); margin-top: 16px; overflow: hidden; }
.ben-item .ul > i { display: block; height: 100%; width: 0; background: var(--accent); border-radius: 2px; transition: width .4s var(--ease-out, ease); }
.ben-item.active .ul > i { width: 45%; }

.ben-visual { position: relative; }
.ben-card { position: relative; z-index: 2; background: var(--accent-ink); color: #fff; border-radius: 22px; padding: 30px; box-shadow: var(--shadow-md); overflow: hidden; }
.ben-card .glow { position: absolute; right: -70px; top: -90px; width: 280px; height: 280px; border-radius: 999px; background: radial-gradient(circle, rgba(200,218,63,.2), transparent 68%); }
.ben-card .top { display: flex; align-items: center; justify-content: space-between; }
.ben-card .badge { font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--accent-ink); background: var(--accent); padding: 5px 11px; border-radius: 999px; }
.ben-card .seal { width: 30px; height: 30px; border-radius: 999px; background: var(--accent); color: var(--accent-ink); display: grid; place-items: center; }
.ben-card .ttl { font-family: var(--fd); font-size: 24px; font-weight: 700; margin: 26px 0 4px; letter-spacing: -.01em; }
.ben-card .sub { font-size: 13px; color: rgba(255,255,255,.6); }
.ben-card .amt { font-family: var(--fd); font-size: 38px; font-weight: 700; letter-spacing: -.02em; margin: 20px 0 2px; font-feature-settings: "tnum"; }
.ben-card .dest { font-family: var(--fm); font-size: 12.5px; color: rgba(255,255,255,.62); }
.ben-card .line { height: 1px; background: rgba(255,255,255,.1); margin: 20px 0; }
.ben-card .row { display: flex; align-items: center; gap: 10px; font-size: 13px; color: rgba(255,255,255,.82); }
.ben-card .row .ic { width: 26px; height: 26px; border-radius: 8px; background: rgba(255,255,255,.08); color: var(--accent); display: grid; place-items: center; }
.ben-visual .float { animation: none; }

/* everyone wins */
.everyone { text-align: center; max-width: 640px; margin: 0 auto; }
.win-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
@media (max-width: 680px) { .win-cards { grid-template-columns: 1fr; } }
.win-card { background: var(--surface); border: 1px solid var(--line-2); border-radius: 18px; padding: 28px; box-shadow: var(--shadow); text-align: left; }
.win-card .ic { width: 46px; height: 46px; border-radius: 13px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; }
.win-card h4 { font-family: var(--fd); font-size: 19px; font-weight: 700; margin: 16px 0 6px; }
.win-card p { margin: 0; font-size: 14px; line-height: 1.55; color: var(--ink-2); }

/* ────────────────────────────  FAQ  ─────────────────────────────── */
.faq-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: 52px; align-items: start; }
@media (max-width: 880px) { .faq-grid { grid-template-columns: 1fr; gap: 32px; } }
.faq-list { display: flex; flex-direction: column; }
.faq-item { border-bottom: 1px solid var(--line); border-top: 2px solid transparent; transition: border-color .2s; }
.faq-item.open { border-top-color: var(--accent); }
.faq-q { display: flex; align-items: center; justify-content: space-between; gap: 18px; width: 100%; text-align: left; background: none; border: none; cursor: pointer; padding: 24px 2px; font-family: var(--fd); font-size: 19px; font-weight: 600; color: var(--ink); letter-spacing: -.01em; }
.faq-item.open .faq-q { color: var(--go); }
.faq-q .chev { flex-shrink: 0; color: var(--ink-3); transition: transform .25s var(--ease-out, ease); }
.faq-item.open .faq-q .chev { transform: rotate(180deg); color: var(--go); }
.faq-a { overflow: hidden; }
.faq-a .inner { padding: 0 2px 24px; font-size: 15px; line-height: 1.6; color: var(--ink-2); max-width: 52em; }

/* ───────────────────────  PARTNER SEARCH  ───────────────────────── */
.psearch { background: var(--go-bg); border-radius: 26px; padding: 60px 40px; text-align: center; }
.psearch h2 { font-family: var(--fd); font-weight: 700; font-size: clamp(24px, 3vw, 36px); letter-spacing: -.02em; margin: 0; text-wrap: balance; }
.ps-form { display: flex; gap: 12px; max-width: 720px; margin: 28px auto 0; }
@media (max-width: 600px) { .ps-form { flex-direction: column; } }
.ps-form input { flex: 1; min-width: 0; background: var(--surface); border: 1.5px solid var(--line); border-radius: var(--r-lg); padding: 15px 18px; font-family: var(--ff); font-size: 15px; color: var(--ink); outline: none; transition: border-color .15s, box-shadow .15s; }
.ps-form input:focus { border-color: var(--ink); box-shadow: var(--shadow); }
.ps-form input::placeholder { color: var(--ink-3); }
.ps-result { display: inline-flex; align-items: flex-start; gap: 10px; text-align: left; margin: 22px auto 0; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 16px 20px; max-width: 600px; box-shadow: var(--shadow); }
.ps-result .ic { flex-shrink: 0; margin-top: 1px; }
.ps-result.found .ic { color: var(--go); }
.ps-result.miss .ic { color: var(--warn); }
.ps-result p { margin: 0; font-size: 14px; line-height: 1.55; color: var(--ink-2); }
.ps-result p b { color: var(--ink); }
.ps-result a { color: var(--ink); font-weight: 700; border-bottom: 1.5px solid var(--accent); }

/* ════════════════════════════════════════════════════════════════
   STARLING-STYLE REBRAND — token + rule overrides (loaded last, wins)
   Teal primary · deep-navy ink · purple accent word · cream canvas
   ════════════════════════════════════════════════════════════════ */
:root {
  /* canvas */
  --sand: #F2EDE6;  --sand-2: #E7E0D4;
  --surface: #FFFFFF;  --surface-2: #F7F3EC;  --surface-3: #EEE7DD;
  /* ink — deep navy */
  --ink: #1B1A38;  --ink-2: #4C4A66;  --ink-3: #8E8CA0;
  --line: #E7E1D6;  --line-2: #EFEAE2;
  /* accent — Starling teal; dark surfaces are deep navy */
  --accent: #17DFC4;  --accent-press: #11C8AF;  --accent-ink: #1B1A38;
  /* primary DS pill stays dark (navy) with pale text — keeps DS dark labels/glyphs legible */
  --pill: #1B1A38;  --pill-ink: #EAF7F4;
  /* vivid purple — accent word, links, emphasis */
  --purple: #6C2BD9;  --purple-press: #581FB8;
  /* semantics */
  --go: #0E9E89;  --go-bg: #DCF6EF;
  --info: #3A5C8C;  --info-bg: #E6ECF5;
  --warn: #C2410C;  --warn-bg: #F6E7DD;
  --neutral: #6B6E5E;  --neutral-bg: #ECEAE0;
  /* rounded geometric display, Starling-style */
  --fd: 'Poppins', system-ui, sans-serif;
}
body { background: var(--sand); }
.g-num { font-family: var(--fd); }

/* headline accent word: solid purple text, no highlight box */
.hl { background: none; color: var(--purple); padding: 0; border-radius: 0; }

/* primary marketing CTA = teal pill, navy text (overrides the dark pill for .btn-pill) */
.btn-pill { background: var(--accent); color: var(--accent-ink); }
.btn-pill:hover { background: var(--accent-press); opacity: 1; }
/* secondary = purple outline pill */
.btn-ghost { color: var(--purple); border-color: var(--purple); }
.btn-ghost:hover { background: #fff; border-color: var(--purple-press); color: var(--purple-press); }

/* links / inline emphasis = purple */
.partner-line a { color: var(--purple); border-bottom-color: var(--purple); }
.ps-result a { color: var(--purple); border-bottom-color: var(--purple); }

/* brand logo bubble = Starling purple with white mark */
.brand .mark { background: var(--purple); color: #fff; }
.chart .logo-chip .m { background: var(--purple); color: #fff; }

/* active / open emphasis leans purple */
.faq-item.open { border-top-color: var(--purple); }
.faq-item.open .faq-q { color: var(--purple); }
.faq-item.open .faq-q .chev { color: var(--purple); }
.ben-item.active h3 { color: var(--purple); }
.ben-item.active .ul > i { background: var(--purple); }

/* floating Gigi credit-card image (decorative) */
section.block { position: relative; }
.block > .wrap { position: relative; z-index: 1; }
.gigi-float-card { position: absolute; width: 230px; height: auto; pointer-events: none; z-index: 0; }
.gf-sim { top: 48px; right: 6%; transform: rotate(4deg); }
.gf-apply { bottom: 40px; left: 2%; width: 240px; }
@media (max-width: 1080px) { .gigi-float-card { display: none; } }

/* pre-qualify lead form */
.prequal { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
@media (max-width: 920px) { .prequal { grid-template-columns: 1fr; gap: 36px; } }
.prequal-head h2 { font-family: var(--fd); font-weight: 700; letter-spacing: -.02em; font-size: clamp(28px, 3.4vw, 42px); line-height: 1.08; margin: 14px 0 0; text-wrap: balance; }
.prequal-head p { margin: 16px 0 0; font-size: 17px; line-height: 1.55; color: var(--ink-2); max-width: 30em; }
.prequal-card { background: var(--surface); border-radius: 24px; box-shadow: var(--shadow-md); padding: 34px; position: relative; z-index: 1; }
@media (max-width: 520px) { .prequal-card { padding: 24px; } }
.lead-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 520px) { .lead-grid { grid-template-columns: 1fr; } }
.lead-full { grid-column: 1 / -1; }

/* products grid: 2x2 quad, rent advance in a blue/purple hue */
.pcard.hued { background: linear-gradient(150deg, #221c46, #15132e 62%); border: none; color: #fff; position: relative; overflow: hidden; }
.pcard.hued::after { content: ""; position: absolute; right: -50px; top: -50px; width: 200px; height: 200px; border-radius: 999px; background: radial-gradient(circle, rgba(108,43,217,.45), transparent 68%); pointer-events: none; }
.pcard.hued:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.pcard.hued .pc-ic { background: rgba(255,255,255,.1); color: var(--accent); position: relative; z-index: 1; }
.pcard.hued .pc-n { color: rgba(255,255,255,.5); }
.pcard.hued .pc-for { color: var(--accent); }
.pcard.hued h3 { color: #fff; }
.pcard.hued .pc-body { color: rgba(255,255,255,.7); }
.pcard.hued .pc-go { color: var(--accent); position: relative; z-index: 1; }

/* representative example */
.rep-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
@media (max-width: 920px) { .rep-grid { grid-template-columns: 1fr; gap: 36px; } }
.rep-card { background: var(--surface); border: 1px solid var(--line-2); border-radius: 24px; box-shadow: var(--shadow); padding: 32px; }
.rep-tag { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--purple); background: #efe7fb; padding: 6px 12px; border-radius: 999px; margin-bottom: 20px; }
.rep-rows { display: flex; flex-direction: column; }
.rep-row { display: flex; align-items: center; justify-content: space-between; padding: 13px 0; border-bottom: 1px solid var(--line-2); font-size: 14.5px; color: var(--ink-2); }
.rep-row .rep-v { font-family: var(--fm); font-size: 13.5px; color: var(--ink); }
.rep-out { display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap; background: var(--accent-ink); color: #fff; border-radius: 16px; padding: 22px 24px; margin-top: 20px; }
.rep-out-k { font-size: 12.5px; color: var(--pill-ink); font-weight: 600; }
.rep-out-v { font-family: var(--fd); font-size: 26px; font-weight: 700; letter-spacing: -.02em; margin-top: 4px; white-space: nowrap; }
.rep-rate { font-family: var(--fd); font-size: 26px; font-weight: 700; color: var(--accent); text-align: right; line-height: 1; white-space: nowrap; }
.rep-rate small { display: block; font-family: var(--ff); font-size: 11px; font-weight: 500; color: rgba(255,255,255,.6); margin-top: 5px; letter-spacing: 0; }
@media (max-width: 600px) { .rep-rate { text-align: left; } }
.rep-fine { font-size: 12px; color: var(--ink-3); line-height: 1.55; margin: 16px 0 0; }

/* testimonials */
.tcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 46px; }
@media (max-width: 860px) { .tcards { grid-template-columns: 1fr; } }
.tcard { background: var(--surface); border: 1px solid var(--line-2); border-radius: 20px; box-shadow: var(--shadow); padding: 28px; margin: 0; display: flex; flex-direction: column; }
.tstars { display: flex; gap: 4px; color: var(--accent); background: var(--accent-ink); width: fit-content; padding: 5px 8px; border-radius: 999px; }
.tcard blockquote { margin: 18px 0 0; font-size: 16px; line-height: 1.55; color: var(--ink); font-weight: 500; flex: 1; }
.tcard figcaption { display: flex; align-items: center; gap: 12px; margin-top: 22px; }
.tavatar { width: 42px; height: 42px; border-radius: 12px; background: var(--surface-2); color: var(--accent-ink); display: grid; place-items: center; font-family: var(--fd); font-weight: 700; font-size: 14px; flex-shrink: 0; }
.tname { display: block; font-weight: 700; font-size: 14.5px; color: var(--ink); }
.trole { display: block; font-size: 12.5px; color: var(--ink-3); margin-top: 1px; }

/* compliance band */
.compliance { background: var(--surface); border: 1px solid var(--line-2); border-radius: 26px; box-shadow: var(--shadow); padding: 40px 44px; }
@media (max-width: 600px) { .compliance { padding: 28px 24px; } }
.compliance-head h3 { font-family: var(--fd); font-weight: 700; font-size: clamp(22px, 2.6vw, 30px); letter-spacing: -.02em; margin: 12px 0 0; }
.compliance-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; margin-top: 30px; }
@media (max-width: 860px) { .compliance-grid { grid-template-columns: 1fr 1fr; gap: 24px; } }
@media (max-width: 480px) { .compliance-grid { grid-template-columns: 1fr; } }
.compliance-item .ci { width: 42px; height: 42px; border-radius: 12px; background: var(--accent-ink); color: var(--accent); display: grid; place-items: center; }
.compliance-item .ct { font-family: var(--fd); font-weight: 700; font-size: 16px; margin: 14px 0 6px; }
.compliance-item p { margin: 0; font-size: 13.5px; line-height: 1.55; color: var(--ink-2); }

/* hero advance card skinned as the teal Gigi credit card */
.preview.cardskin { background: linear-gradient(150deg, #22E3CA 0%, #12C7AE 100%); color: var(--ink); border-radius: 22px; }
/* card hardware (chip + contactless) floated to the far right, below the "Eligible" badge */
.preview.cardskin .pv-hw { display: flex; align-items: center; gap: 14px; position: absolute; top: 80px; right: 8px; margin: 0; z-index: 1; }
.preview.cardskin .pv-chip { width: 46px; height: 34px; border-radius: 7px; background: linear-gradient(135deg, #F0D386, #D9B45C); position: relative; flex-shrink: 0; box-shadow: inset 0 0 0 1px rgba(27,26,56,.12); }
.preview.cardskin .pv-chip::before { content: ""; position: absolute; inset: 6px 50% 6px 6px; border-right: 1.5px solid rgba(27,26,56,.18); }
.preview.cardskin .pv-chip::after { content: ""; position: absolute; inset: 50% 6px auto 6px; height: 0; border-top: 1.5px solid rgba(27,26,56,.18); }
.preview.cardskin .pv-wifi { color: rgba(27,26,56,.55); }
.preview.cardskin .pv-prop .ic { background: rgba(27,26,56,.12); color: var(--accent-ink); }
.preview.cardskin .pv-prop .nm { color: var(--accent-ink); }
.preview.cardskin .pv-prop .ad { color: rgba(27,26,56,.6); }
.preview.cardskin .pv-badge { background: var(--accent-ink); color: var(--accent); }
.preview.cardskin .pv-label { color: rgba(27,26,56,.7); }
.preview.cardskin .pv-amt { color: var(--accent-ink); }
.preview.cardskin .pv-sub { color: rgba(27,26,56,.62); }
.preview.cardskin .pv-bar { background: rgba(27,26,56,.16); }
.preview.cardskin .pv-bar > i { background: var(--accent-ink); }
.preview.cardskin .pv-row .k { color: rgba(27,26,56,.62); }
.preview.cardskin .pv-row .v { color: var(--accent-ink); }

/* who it's for */
.whofor-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 46px; }
@media (max-width: 760px) { .whofor-grid { grid-template-columns: 1fr; } }
.wf-card { background: var(--surface); border: 1px solid var(--line-2); border-radius: 20px; box-shadow: var(--shadow); padding: 30px; }
.wf-head { display: flex; align-items: center; gap: 14px; }
.wf-ic { width: 44px; height: 44px; border-radius: 12px; background: var(--surface-2); color: var(--purple); display: grid; place-items: center; flex-shrink: 0; }
.wf-t { font-family: var(--fd); font-weight: 700; font-size: 19px; letter-spacing: -.01em; }
.wf-s { font-size: 13px; color: var(--ink-3); margin-top: 1px; }
.wf-list { list-style: none; margin: 20px 0 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.wf-list li { position: relative; padding-left: 22px; font-size: 14.5px; line-height: 1.5; color: var(--ink-2); }
.wf-list li::before { content: ""; position: absolute; left: 2px; top: 8px; width: 7px; height: 7px; border-radius: 999px; background: var(--accent); }

/* who it's for (v2 — icon + copy + button columns) */
.wf2-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; margin-top: 46px; }
@media (max-width: 900px) { .wf2-grid { grid-template-columns: 1fr 1fr; gap: 36px 0; } }
@media (max-width: 540px) { .wf2-grid { grid-template-columns: 1fr; } }
.wf2-col { display: flex; flex-direction: column; align-items: flex-start; padding: 4px 28px; border-left: 1px solid var(--line); }
.wf2-grid .wf2-col:first-child { border-left: none; }
@media (max-width: 900px) { .wf2-col:nth-child(odd) { border-left: none; } .wf2-col { padding: 4px 24px; } }
@media (max-width: 540px) { .wf2-col { border-left: none; padding: 4px 0; } }
.wf2-ic { color: var(--purple); }
.wf2-t { font-family: var(--fd); font-weight: 700; font-size: 19px; letter-spacing: -.01em; margin: 18px 0 0; }
.wf2-d { font-size: 14.5px; line-height: 1.6; color: var(--ink-2); margin: 12px 0 0; }
.wf2-d b { color: var(--ink); font-weight: 700; }

/* pricing page — comparison matrix
   One shared label rail (left) + two aligned tier columns. Built as a real
   <table>; rows are CSS grids sharing one column template so values line up. */
.cmp {
  display: block; width: 100%; margin-top: 46px;
  background: var(--surface); border: 1px solid var(--line);
  border-radius: 24px; box-shadow: var(--shadow-md); overflow: hidden;
  border-collapse: collapse;
}
.cmp thead, .cmp tbody { display: contents; }
.cmp tr { display: grid; grid-template-columns: 1.15fr minmax(0, 1fr) minmax(0, 1fr); align-items: stretch; }

/* header band */
.cmp-corner { background: var(--surface); }
.cmp-h {
  display: flex; flex-direction: column; align-items: flex-start; gap: 11px;
  padding: 28px 26px 26px; text-align: left; min-width: 0;
}
.cmp-h.biz { background: var(--accent-ink); color: #fff; }
.cmp-h.per { background: linear-gradient(150deg, #20E3CA, #12C7AE); color: var(--accent-ink); }
.cmp-tier { font-family: var(--fd); font-weight: 800; font-size: 22px; letter-spacing: -.01em; }
.cmp-h.biz .cmp-tier { color: var(--accent); }
.cmp-tag { font-size: 13px; line-height: 1.45; }
.cmp-h.biz .cmp-tag { color: rgba(255,255,255,.72); }
.cmp-h.per .cmp-tag { color: rgba(27,26,56,.78); }
.cmp-badge {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
  padding: 6px 12px; border-radius: 999px;
}
.cmp-h.biz .cmp-badge { background: var(--accent); color: var(--accent-ink); }
.cmp-h.per .cmp-badge { background: var(--accent-ink); color: var(--accent); }

/* shared footer CTA band — one action for both tiers */
.cmp .cmp-foot { display: flex; }
.cmp-foot-cell {
  flex: 1; display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 16px 22px; padding: 22px 26px;
  border-top: 1px solid var(--line); background: var(--surface);
}
.cmp-foot-note { flex: 1 1 16em; min-width: 0; font-size: 13.5px; line-height: 1.5; color: var(--ink-2); }
.cmp-foot-cta { flex-shrink: 0; white-space: normal; }

/* comparison rows */
.cmp-row th, .cmp-row td { display: flex; align-items: center; min-width: 0; padding: 16px 26px; border-top: 1px solid var(--line); }
.cmp-val, .cmp-lbl { min-width: 0; overflow-wrap: anywhere; }
.cmp-row:nth-child(even) th, .cmp-row:nth-child(even) td { background: var(--surface-2); }
.cmp-biz, .cmp-per { border-left: 1px solid var(--line-2); }
.cmp-lbl {
  gap: 11px; font-size: 11.5px; font-weight: 700; letter-spacing: .07em;
  text-transform: uppercase; color: var(--ink-3); text-align: left;
}
.cmp-ic { display: inline-flex; flex-shrink: 0; color: var(--ink-3); }
.cmp-val { font-family: var(--fd); font-size: 16.5px; font-weight: 600; color: var(--ink); letter-spacing: -.01em; }
.cmp-check {
  display: inline-grid; place-items: center; width: 20px; height: 20px; margin-left: 9px;
  border-radius: 999px; background: var(--accent); color: var(--accent-ink); flex-shrink: 0;
}

@media (max-width: 560px) {
  .cmp tr { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  .cmp-corner { display: none; }
  .cmp-h { padding: 20px 16px; gap: 9px; }
  .cmp-tier { font-size: 19px; }
  .cmp-row { grid-template-areas: "lbl lbl" "biz per"; }
  .cmp-row .cmp-lbl { grid-area: lbl; padding: 14px 18px 4px; }
  .cmp-row .cmp-biz { grid-area: biz; border-top: none; border-left: none; padding: 4px 18px 16px; }
  .cmp-row .cmp-per { grid-area: per; border-top: none; padding: 4px 18px 16px; }
  .cmp-foot-cell { flex-direction: column; align-items: stretch; text-align: center; gap: 16px; padding: 20px 18px; }
  .cmp-foot-note { flex: 0 0 auto; }
  .cmp-foot-cta { width: 100%; }
}

.pricing-note { text-align: center; font-size: 12.5px; color: var(--ink-3); line-height: 1.6; max-width: 60em; margin: 34px auto 0; }

/* segment pages (Personal / Business) */
.seg-hero { background: var(--accent-ink); color: #fff; border-radius: 26px; padding: 54px 44px; text-align: center; position: relative; overflow: hidden; }
.seg-hero .glow { position: absolute; right: -70px; top: -80px; width: 300px; height: 300px; border-radius: 999px; background: radial-gradient(circle, rgba(108,43,217,.3), transparent 68%); }
.seg-hero .eyebrow { display: inline-flex; }
.seg-hero h1 { font-family: var(--fd); font-weight: 800; font-size: clamp(30px, 4vw, 46px); letter-spacing: -.02em; margin: 14px 0 0; color: #fff; position: relative; }
.seg-hero h1 .hl { color: var(--accent); background: none; padding: 0; }
.seg-hero p { color: rgba(255,255,255,.72); font-size: 17px; max-width: 40em; margin: 16px auto 0; line-height: 1.55; position: relative; }
.seg-hero .acts { margin-top: 26px; position: relative; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.seg-example { background: var(--go-bg); border-radius: 20px; padding: 30px; text-align: center; margin-top: 22px; }
.seg-example .lbl { font-size: 12px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--go); }
.seg-example .big { font-family: var(--fd); font-weight: 700; font-size: clamp(20px, 2.4vw, 28px); color: var(--ink); margin: 12px 0 0; letter-spacing: -.01em; }
.seg-example .big b { color: var(--go); }
.seg-example .sub { color: var(--ink-2); font-size: 15px; margin: 10px auto 0; max-width: 44em; line-height: 1.5; }
.seg-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 46px; }
@media (max-width: 820px) { .seg-cards { grid-template-columns: 1fr; } }
.seg-card { background: var(--surface); border: 1px solid var(--line-2); border-radius: 18px; box-shadow: var(--shadow); padding: 26px; }
.seg-card .ic { width: 44px; height: 44px; border-radius: 12px; background: var(--surface-2); color: var(--purple); display: grid; place-items: center; }
.seg-card h4 { font-family: var(--fd); font-weight: 700; font-size: 16.5px; margin: 16px 0 6px; letter-spacing: -.01em; }
.seg-card p { font-size: 14px; line-height: 1.55; color: var(--ink-2); margin: 0; }
.seg-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; margin-top: 46px; }
@media (max-width: 820px) { .seg-compare { grid-template-columns: 1fr; gap: 32px; } }
.seg-col h3 { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; margin: 0 0 8px; }
.seg-col.no h3 { color: var(--warn); }
.seg-col.yes h3 { color: var(--go); }
.seg-item { display: flex; gap: 14px; padding: 16px 0; border-top: 1px solid var(--line-2); }
.seg-item .si { flex-shrink: 0; width: 26px; height: 26px; border-radius: 999px; display: grid; place-items: center; margin-top: 1px; }
.seg-col.no .si { background: var(--warn-bg); color: var(--warn); }
.seg-col.yes .si { background: var(--go-bg); color: var(--go); }
.seg-item h5 { font-family: var(--fd); font-weight: 700; font-size: 15.5px; margin: 0 0 4px; }
.seg-item p { margin: 0; font-size: 13.5px; line-height: 1.5; color: var(--ink-2); }
.seg-customers { text-align: center; max-width: 46em; margin: 46px auto 0; font-family: var(--fd); font-weight: 600; font-size: clamp(18px, 2.2vw, 24px); letter-spacing: -.01em; color: var(--ink); line-height: 1.3; }
.wf2-btn { margin-top: 22px; }

/* ── "Moments of clarity" carousel ── */
.clarity { position: relative; overflow: hidden; }
.clarity .dots {
  position: absolute; left: 0; right: 0; top: 50%; transform: translateY(-50%); height: 56px;
  background-image: radial-gradient(var(--purple) 2.4px, transparent 2.6px);
  background-size: 24px 18px; opacity: .45; z-index: 0; pointer-events: none;
}
.clarity-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 380px 1fr; gap: 72px; align-items: center; }
@media (max-width: 900px) { .clarity-grid { grid-template-columns: 1fr; gap: 40px; justify-items: center; } .clarity .dots { display: none; } .clarity-q { text-align: center; } }

.clarity-card { width: 100%; max-width: 380px; filter: drop-shadow(0 10px 30px rgba(27,26,56,.08)); }
.cc-arch { border: 1.5px solid var(--ink); border-bottom: none; border-radius: 50% 50% 0 0 / 58% 58% 0 0; overflow: hidden; background: var(--surface-3); }
.cc-arch image-slot { display: block; width: 100%; height: 330px; }
.cc-panel { position: relative; background: var(--surface); border: 1.5px solid var(--ink); border-top: none; border-radius: 0 0 22px 22px; padding: 32px 26px 26px; }
.cc-pill { position: absolute; top: -18px; left: 50%; transform: translateX(-50%); background: var(--purple); color: #fff; font-family: var(--fd); font-weight: 700; font-size: 14px; padding: 9px 22px; border-radius: 999px; white-space: nowrap; box-shadow: 0 4px 14px rgba(108,43,217,.3); }
.cc-body { margin: 6px 0 0; font-size: 15px; line-height: 1.6; color: var(--ink-2); }
.cc-link { display: inline-flex; align-items: center; gap: 7px; margin-top: 18px; font-weight: 700; font-size: 14.5px; color: var(--ink); border-bottom: 2px solid var(--ink); padding-bottom: 2px; white-space: nowrap; }
.cc-link:hover { color: var(--purple); border-bottom-color: var(--purple); }

.clarity-eyebrow { color: var(--purple); font-family: var(--fd); font-weight: 700; font-size: 15px; background: var(--sand); display: inline-block; }
.clarity-quote { font-family: var(--fd); font-weight: 800; font-size: clamp(30px, 4.2vw, 54px); line-height: 1.06; letter-spacing: -.025em; color: var(--ink); margin: 18px 0 0; text-wrap: balance; background: var(--sand); padding: 10px 0; }
.clarity-nav { display: flex; align-items: center; gap: 16px; margin-top: 40px; }
@media (max-width: 900px) { .clarity-nav { justify-content: center; } }
.clarity-nav .prev { width: 54px; height: 54px; flex-shrink: 0; border-radius: 999px; border: 1.5px solid var(--ink); background: var(--sand); color: var(--ink); display: grid; place-items: center; cursor: pointer; transition: background .15s, transform .1s; }
.clarity-nav .next { display: inline-flex; align-items: center; gap: 14px; border: 1.5px solid var(--ink); border-radius: 999px; padding: 15px 26px; background: var(--sand); color: var(--ink); font-family: var(--fd); font-weight: 700; font-size: 14.5px; cursor: pointer; transition: background .15s, transform .1s; }
.clarity-nav .prev:hover, .clarity-nav .next:hover { background: var(--surface); }
.clarity-nav .prev:active, .clarity-nav .next:active { transform: scale(.97); }

/* eyebrow dot already teal via --accent; keep nav active dot teal */

/* dark / navy cards follow the PURPLE accent (not teal) */
.preview, .ben-card, .ringwrap, .pcard.feat, .cardmock {
  --accent: var(--purple); --accent-press: var(--purple-press);
}
.preview .pv-badge, .ben-card .badge { color: #fff; }
.ben-card .seal { color: #fff; }
.cardmock .cm-brand .m { color: #fff; }
/* glow halos on dark surfaces shift from lime to purple */
.preview .glow, .ben-card .glow, .ringwrap .glow, .pcard.feat .fr .glow, .cardmock .glow, .cta-band .glow {
  background: radial-gradient(circle, rgba(108, 43, 217, .26), transparent 68%);
}

/* ───────────────────────── Placeholder marker ─────────────────────────
   Visible, impossible-to-miss highlight for facts pending confirmation
   (licence numbers, address, partner economics). Search "TODO:" before
   publishing and replace every one. */
.legal-todo {
  background: var(--warn-bg); color: var(--warn);
  font-size: .82em; font-weight: 700; font-family: var(--fd, inherit);
  padding: 1px 7px; border-radius: 6px; white-space: nowrap;
  box-decoration-break: clone; -webkit-box-decoration-break: clone;
}

/* ───────────────────────── Legal documents ───────────────────────── */
.legal-wrap { padding: 40px 0 64px; }
.legal-inner { display: grid; grid-template-columns: 300px 1fr; gap: 56px; align-items: start; }
@media (max-width: 880px) { .legal-inner { grid-template-columns: 1fr; gap: 32px; } }

.legal-side { position: sticky; top: 96px; align-self: start; }
@media (max-width: 880px) { .legal-side { position: static; } }
.legal-title { font-family: var(--fd); font-weight: 700; font-size: clamp(28px, 3.4vw, 38px); letter-spacing: -.02em; margin: 14px 0 6px; }
.legal-updated { font-size: 13px; color: var(--ink-3); margin: 0 0 20px; }
.legal-toc { display: flex; flex-direction: column; gap: 2px; border-left: 2px solid var(--line); padding-left: 14px; margin-bottom: 24px; }
.legal-toc a { font-size: 13.5px; color: var(--ink-2); font-weight: 600; padding: 4px 0; line-height: 1.35; }
.legal-toc a:hover { color: var(--ink); }
@media (max-width: 880px) { .legal-toc { display: none; } }
.legal-docs { display: flex; flex-direction: column; gap: 4px; }
.legal-docs a { font-size: 13.5px; font-weight: 600; color: var(--ink-2); padding: 8px 12px; border-radius: var(--r-md, 10px); }
.legal-docs a:hover { background: var(--surface-2); color: var(--ink); }
.legal-docs a.cur { background: var(--accent-ink); color: var(--accent); }

.legal-body { max-width: 46em; }
.legal-intro { font-size: 16.5px; line-height: 1.7; color: var(--ink-2); margin: 0 0 8px; padding-bottom: 28px; border-bottom: 1px solid var(--line); }
.legal-sec { padding-top: 30px; scroll-margin-top: 96px; }
.legal-h2 { font-family: var(--fd); font-weight: 700; font-size: 20px; letter-spacing: -.01em; margin: 0 0 12px; }
.legal-h3 { font-size: 15.5px; font-weight: 700; color: var(--ink); margin: 18px 0 6px; }
.legal-p { font-size: 15px; line-height: 1.7; color: var(--ink-2); margin: 0 0 12px; }
.legal-ul { margin: 0 0 12px; padding-left: 20px; display: flex; flex-direction: column; gap: 7px; }
.legal-ul li { font-size: 15px; line-height: 1.6; color: var(--ink-2); }
.legal-body a { color: var(--purple); font-weight: 600; }
.legal-body a:hover { color: var(--purple-press); text-decoration: underline; }
.legal-foot { display: flex; gap: 12px; align-items: flex-start; margin-top: 36px; padding: 16px 18px; background: var(--surface-2); border-radius: var(--r-lg, 14px); }
.legal-foot .li { color: var(--go); flex-shrink: 0; margin-top: 1px; }
.legal-foot p { font-size: 13.5px; line-height: 1.6; color: var(--ink-2); margin: 0; }

/* compliance line in the footer */
.footer-compliance { display: flex; gap: 10px; align-items: flex-start; margin-top: 36px; padding-top: 24px; border-top: 1px solid var(--line); font-size: 12.5px; line-height: 1.6; color: var(--ink-3); }
.footer-compliance svg { color: var(--ink-3); flex-shrink: 0; margin-top: 1px; }
.footer-compliance b { color: var(--ink-2); }

/* ───────────────────────── Partner page ───────────────────────── */
.partner-split {
  position: relative; overflow: hidden; background: var(--ink); color: #fff;
  border-radius: var(--r-lg, 16px); padding: 24px 26px; box-shadow: var(--shadow-md, 0 18px 50px rgba(27,26,56,.18));
}
.partner-split .glow { position: absolute; inset: -40% 30% auto -10%; height: 70%; background: radial-gradient(circle, rgba(108,43,217,.4), transparent 68%); pointer-events: none; }
.partner-split .psplit-col { position: relative; }
.partner-split .psplit-div { height: 1px; background: rgba(255,255,255,.12); margin: 18px 0; }
.psplit-h { display: flex; align-items: center; gap: 9px; font-family: var(--fd); font-weight: 700; font-size: 13px; letter-spacing: .04em; text-transform: uppercase; color: rgba(255,255,255,.55); margin-bottom: 14px; }
.psplit-h svg { color: rgba(255,255,255,.7); }
.psplit-h.accent { color: var(--accent); }
.psplit-h.accent svg { color: var(--accent); }
.psplit-row { display: flex; align-items: center; gap: 11px; font-size: 14.5px; font-weight: 600; color: rgba(255,255,255,.9); padding: 5px 0; }
.psplit-row .ic { width: 22px; height: 22px; border-radius: 7px; background: rgba(255,255,255,.12); color: #fff; display: grid; place-items: center; flex-shrink: 0; }
.psplit-row .ic.accent { background: var(--accent); color: var(--accent-ink); }

.partner-why { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.partner-earn { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
@media (max-width: 700px) { .partner-earn { grid-template-columns: 1fr; } }

/* Linear process flow — a connected stepper that stays aligned, then folds
   into a vertical timeline instead of wrapping into a ragged card grid. */
.flow { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0 22px; }
.flow-step { position: relative; }
.flow-node {
  position: relative; z-index: 1;
  width: 44px; height: 44px; border-radius: 999px;
  background: var(--accent-ink); color: var(--accent);
  display: grid; place-items: center;
  font-family: var(--fd); font-weight: 700; font-size: 16px;
  margin-bottom: 18px;
}
/* horizontal connector running node-centre to node-centre */
.flow-step:not(:last-child)::after {
  content: ''; position: absolute; top: 21px; left: 22px;
  width: calc(100% + 22px); height: 2px; background: var(--line); z-index: 0;
}
.flow-n { display: inline-flex; align-items: center; gap: 7px; font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ink-3); }
.flow-n svg { color: var(--accent-press); }
.flow-step h3 { font-family: var(--fd); font-weight: 700; font-size: 17px; letter-spacing: -.01em; margin: 9px 0 7px; }
.flow-step p { font-size: 14px; line-height: 1.6; color: var(--ink-2); margin: 0; max-width: 22em; }

@media (max-width: 900px) {
  .flow { grid-template-columns: 1fr; gap: 0; }
  .flow-step { display: grid; grid-template-columns: 44px 1fr; column-gap: 18px; padding-bottom: 30px; }
  .flow-node { margin-bottom: 0; }
  .flow-body { padding-top: 3px; }
  /* connector turns vertical, running down the timeline */
  .flow-step:not(:last-child)::after {
    top: 44px; left: 21px; width: 2px; height: calc(100% - 44px);
  }
}
@media (max-width: 900px) { .partner-why { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .partner-why { grid-template-columns: 1fr; } }
.pw-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg, 16px); padding: 24px; }
.pw-card .pw-ic { width: 46px; height: 46px; border-radius: 13px; background: var(--surface-2); color: var(--ink); display: grid; place-items: center; }
.pw-card h3 { font-family: var(--fd); font-weight: 700; font-size: 17px; letter-spacing: -.01em; margin: 16px 0 7px; }
.pw-card p { font-size: 14px; line-height: 1.6; color: var(--ink-2); margin: 0; }

.partner-fine { font-size: 13px; color: var(--ink-3); margin-top: 10px; }

.partner-faq { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px 28px; }
@media (max-width: 760px) { .partner-faq { grid-template-columns: 1fr; } }
.pfaq-item h3 { font-family: var(--fd); font-weight: 700; font-size: 16px; letter-spacing: -.01em; margin: 0 0 6px; }
.pfaq-item p { font-size: 14.5px; line-height: 1.65; color: var(--ink-2); margin: 0; }

/* ───────────────────────── Risk & recourse page ───────────────────────── */
.btn-ghost.on-dark { color: #fff; border-color: rgba(255,255,255,.32); }
.btn-ghost.on-dark:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.6); color: #fff; }

.risk-hero-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg, 16px); padding: 22px; box-shadow: var(--shadow-md, 0 18px 50px rgba(27,26,56,.12)); display: flex; flex-direction: column; gap: 12px; }
.rhc-row { display: flex; align-items: center; gap: 12px; font-size: 15px; font-weight: 600; color: var(--ink); }
.rhc-row .ic { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; flex-shrink: 0; }
.rhc-row.good .ic { background: var(--go-bg); color: var(--go); }
.rhc-row.watch .ic { background: var(--warn-bg); color: var(--warn); }
.rhc-row.watch { color: var(--ink-2); }

.risk-scenarios { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
@media (max-width: 760px) { .risk-scenarios { grid-template-columns: 1fr; } }
.risk-card { background: var(--surface); border: 1px solid var(--line); border-left-width: 3px; border-radius: var(--r-lg, 14px); padding: 22px 24px; }
.risk-card.good { border-left-color: var(--go); }
.risk-card.watch { border-left-color: var(--warn); }
.risk-card .rc-head { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 8px; }
.risk-card .rc-ic { width: 28px; height: 28px; border-radius: 8px; display: grid; place-items: center; flex-shrink: 0; }
.risk-card.good .rc-ic { background: var(--go-bg); color: var(--go); }
.risk-card.watch .rc-ic { background: var(--warn-bg); color: var(--warn); }
.risk-card h3 { font-family: var(--fd); font-weight: 700; font-size: 16px; letter-spacing: -.01em; margin: 3px 0 0; }
.risk-card p { font-size: 14.5px; line-height: 1.65; color: var(--ink-2); margin: 0; }
.risk-card a { color: var(--purple); font-weight: 600; }